{"schemaVersion":"1.0","id":"rs-2026-007","slug":"women-owned-sba-7a-approvals-fy2025","title":"Majority Women-Owned Firm Shares of SBA 7(a) Approval Counts and Dollars, FY2020–FY2025","headline":"Majority Women-Owned Firms Made Up 19.4% of SBA 7(a) Approvals but 14.6% of Approval Dollars in FY2025","summary":"Majority women-owned firms made up 19.4% of SBA 7(a) approvals in FY2025. Their share of approval dollars was 14.6%. RecurSave calculated the shares from U.S. Small Business Administration FY2025 year-end 7(a) approval count and approval amount data.","published":"2026-08-13","modified":"2026-08-13","status":"published","supersedes":null,"supersededBy":null,"topic":{"slug":"business-financing","label":"Business financing"},"subtopics":["women-owned businesses","SBA 7(a)","business financing","loan approvals"],"country":"United States","geographyLevel":"National","geographies":["United States"],"period":"FY2020–FY2025","metric":"Majority women-owned share of SBA 7(a) approval counts and approval dollars","provenance":{"primarySources":[{"agency":"U.S. Small Business Administration","dataset":"7(a) & 504 Activity Reports: FY2025 Year End","period":"FY2025 year end, data through September 30, 2025","role":"7(a) approval counts and approval amounts by borrower gender ownership segment","url":"https://data.sba.gov/dataset/7a-504-activity-reports-fy2025-year-end"}],"contextSources":[]},"transformation":{"calculationType":"calculated","formula":"Majority women-owned approvals ÷ all 7(a) approvals × 100; majority women-owned approval dollars ÷ all 7(a) approval dollars × 100","filters":["United States","FY2020 through FY2025","SBA 7(a)","Gender - Female Owned more than 50%","FY2025 year-end activity report"],"transformations":["Calculate the majority women-owned share of all 7(a) approvals.","Calculate the majority women-owned share of all 7(a) approval dollars.","Calculate the percentage-point difference between those two shares.","Compare the two shares from FY2020 through FY2025."]},"findings":[{"claim":"FY2025 all 7(a) approvals","value":78078,"unit":"approvals","geography":"United States"},{"claim":"FY2025 majority women-owned approvals","value":15122,"unit":"approvals","geography":"United States"},{"claim":"FY2025 majority women-owned approval-count share","value":19.3678116755,"unit":"percent","geography":"United States"},{"claim":"FY2025 all 7(a) approval dollars","value":37287816200,"unit":"USD","geography":"United States"},{"claim":"FY2025 majority women-owned approval dollars","value":5437562800,"unit":"USD","geography":"United States"},{"claim":"FY2025 majority women-owned approval-dollar share","value":14.5826796904,"unit":"percent","geography":"United States"},{"claim":"FY2025 difference between approval-count share and approval-dollar share","value":4.7851319851,"unit":"percentage points","geography":"United States"}],"limitations":["SBA borrower demographic details come from participating lenders and loan applicants.","These demographic details are voluntarily supplied.","SBA does not represent the demographic data as necessarily complete or independently verified.","The figures measure approvals, not applications.","They do not measure denials.","They do not prove every approved dollar was later disbursed.","Approval count is not a count of unique businesses.","The analysis does not control for loan purpose, requested amount, industry, firm size, lender, credit profile or other borrower characteristics.","The analysis does not establish why approval-count share and approval-dollar share differ."],"keywords":["women-owned business SBA loan statistics","women-owned SBA loans","SBA 7(a) women-owned businesses","SBA 7(a) statistics","women-owned business financing statistics","SBA loan approval statistics","FY2025 SBA 7(a)","women-owned business loans","SBA approval dollars"],"aliases":["women-owned SBA statistics","female-owned SBA loans","SBA women-owned business lending","7(a) women-owned businesses"],"citation":"RecurSave. “Majority Women-Owned Firms Made Up 19.4% of SBA 7(a) Approvals but 14.6% of Approval Dollars in FY2025.” RecurSave Research, August 13, 2026.","canonicalUrl":"https://www.recursave.com/research/women-owned-sba-7a-approvals-fy2025","hasDataset":false,"metaDescription":"Majority women-owned firms made up 19.4% of SBA 7(a) approvals but 14.6% of approval dollars in FY2025."}